Terms & Conditions – Yonobi (ZOHARIX PAY LTD.)

These Terms & Conditions (“Terms”) govern your access and use of the Yonobi website https://yonobi.io/ and our services.

1. Acceptance of Terms

By accessing or using our website, you agree to these Terms. If you do not agree, do not use the site or services.

2. Services

Yonobi provides information about digital payment, FX, and financial services offered by ZOHARIX PAY LTD.
Access to some services may require identity verification (KYC/KYB).

3. Eligibility

You must be at least 18 years old to use our services.
You must comply with applicable laws in your jurisdiction.

4. User Responsibilities

Provide accurate, truthful information.
Do not use our services for illegal purposes (including fraud, money laundering, or prohibited transactions).
Maintain the confidentiality of your login credentials.

5. Restricted Activities

You may not:

Misuse or interfere with our systems.
Copy or distribute website content without permission.
Use the site in violation of AML/ATF laws.

6. Intellectual Property

All content, branding, trademarks, and materials on the site are owned by Fuji Exchange Limited. You may not use them without permission.

7. Limitation of Liability

Yonobi/Fuji is not liable for:

Any loss from unauthorized access, fraud, or service interruptions beyond our control.
Indirect or consequential damages.

8. Regulatory Compliance

Yonobi operates under ZOHARIX PAY LTD., subject to Bank of Canada RPAA supervision and FINTRAC oversight under the PCMLTFA.
We comply with Canadian, UK, EU, and international AML/ATF laws.

9. Termination

We reserve the right to suspend or terminate your access if you violate these Terms or applicable laws.

10. Governing Law

These Terms are governed by the laws of Canada (Ontario).
Any disputes will be resolved in the courts of Ontario.

11. Contact

Email: privacy@yonobi.io
Address: ZOHARIX PAY LTD. ,68 Wakefield Crt, Middle Sackville, NS B4E 0H1, Canada Reg: BC1536471 MSB Registration Number: C10001568